Mortgage Payment Calculator Canada
Estimate monthly, regular biweekly, and accelerated biweekly Canadian mortgage payments using nominal annual interest compounded semi-annually.
Written and checked by TheToolNet Editorial Team · Last reviewed: September 27, 2026 · Editorial method
Calculate Canadian mortgage payments
What is included?
The mortgage principal is purchase price minus down payment plus any insurance premium you enter. Property tax, utilities, condo fees, optional insurance, and closing costs are not included.
Canadian payment context
The Financial Consumer Agency of Canada notes that mortgage payments may include principal, interest, optional insurance, and sometimes property tax, and that mortgage loan insurance may be required with a down payment below 20% or by the lender. Confirm current qualification and insurance rules with an official source. See Choosing a mortgage.